Disability Plans

Disability Insurance is designed to help you maintain your current lifestyle and help financially protect you, your family, and your colleagues when you are unable to work due to a disabling illness or injury.

Cash Benefit Plans (a.k.a. supplemental insurance)

During a time of financial need, they provide cash benefits directly to you in the event of an injury or illness, regardless of severity, throughout the different stages of care (as listed in the policy). The money can be used for any purpose: uncovered or out-of-pocket medical expenses, everyday living expenses, travel, childcare, etc. There are no coordination of benefits with these plans. Coverage Types: Injury/Accident, Cancer, Critical Illness, General Hospitalization, Intensive Care